Small Business Financial Command Center

RUN YOUR WHOLE BUSINESS BY THE NUMBERS — IN ONE CONNECTED WORKBOOK.

Income & Expenses

• Profit & Loss
• Cash Flow
• Taxes
• Invoices
• Mileage
• Receipts
• Subscriptions
• Debt
• Pricing
• Owner Pay — all connected, all automatic.

Works right inside Microsoft Excel AND free Google Sheets — no apps, no logins, no subscriptions.━━━━━━━━━━━━━━━━━━━━ WHY OWNERS LOVE IT ━━━━━━━━━━━━━━━━━━━━

• Log each transaction once — 17 connected tabs update themselves
• A Financial Health Dashboard with live cards: income, expenses, net profit, profit margin, cash on hand, outstanding & overdue invoices, tax set-aside needed, total debt and monthly subscriptions
• A Monthly Profit & Loss that breaks every income and expense category across all 12 months — with totals, net profit and profit margin, calculated for you
• A Cash-Flow Forecast that carries your balance forward so you can spot a tight month before it arrives
• A Tax Savings Calculator that pulls your profit and tells you what to set aside — per month and per quarter — plus a Quarterly Estimated-Tax Tracker
• An Invoice Tracker that auto-calculates totals, balances and days overdue, and flags what's late
• A Mileage Log that turns your business miles into a deduction at your current rate
• A Subscription Audit that shows the true annual cost of every recurring charge so you can cut the leaks
• A Business Debt Payoff tab that estimates your payoff time and interest
• Pricing and Owner-Pay calculators so you charge with confidence and pay yourself on purpose
• Every dropdown is customizable on one Settings tab — with room to add your own options any time
• Calculated cells are locked so you can't overwrite a formula by accident━━━━━━━━━━━━━━━━━━━━ WHAT'S INSIDE — 17 CONNECTED TABS ━━━━━━━━━━━━━━━━━━━━SETUP & NAVIGATION

Start Here (setup guide + important notes)

Navigation Hub (clickable links to every tab)

Settings (customize every dropdown + your year, starting cash, mileage rate & tax %)

DASHBOARDS & REPORTS

Financial Health Dashboard (live cards, alerts & charts)

Monthly Profit & Loss

Annual Financial Summary (with quarter-by-quarter breakdown)

MONEY IN & OUT

Income & Expenses (your master ledger — powers everything)

Invoice Tracker

Cash-Flow ForecastTAXES

Tax Savings Calculator

Quarterly Estimated-Tax Tracker

DEDUCTIONS & RECORDS

Mileage LogReceipt LogSubscription Audit

PLANNING & DECISIONS

Business Debt Payoff

Pricing Calculator

Owner-Pay Calculator━━━━━━━━━━━━━━━━━━━━ HOW IT CONNECTS ━━━━━━━━━━━━━━━━━━━━Enter it once → it appears everywhere it's needed:Income & expenses → Profit & Loss, dashboard, and annual summary

Profit → tax set-aside recommendation and quarterly tracker

Invoices → outstanding & overdue totals on the dashboard

Mileage → deduction totals on the annual summary

Subscriptions & debt → monthly cost and balances on the dashboard

Categories & clients → the dropdowns on every tab━━━━━━━━━━━━━━━━━━━━ WHAT YOU GET ━━━━━━━━━━━━━━━━━━━━

• THREE designer colorways (Taupe & Blush, Sage & Vanilla, Slate & Teal)
• An EXAMPLE workbook (filled with realistic sample data so you can see it working) AND a clean BLANK workbook for each colorway — 6 workbooks in total
• Quick-Start Guide (PDF)
• How-to-Access Guide for Excel & Google Sheets (PDF)
• Bonus: printable Small-Business Finance Toolkit (monthly & quarterly bookkeeping checklists, year-end tax-prep checklist, deductible-category reference, financial-health check, and printable mileage & invoice sheets)
• Instant digital download — yours forever, use year after year━━━━━━━━━━━━━━━━━━━━ IMPORTANT — PLEASE READ ━━━━━━━━━━━━━━━━━━━━This workbook is a planning and organization tool. It is not tax, accounting, legal, or financial advice, and it is not a substitute for a professional. The tax calculators provide rough estimates only and do not account for deductions, credits, filing status, or state/local taxes, and tax rules change. Set the mileage rate and estimated-tax due dates to the current official figures before relying on them. Always confirm your numbers with a qualified accountant or tax professional, and keep original records and receipts per IRS guidance. Figures in the EXAMPLE workbook are sample data for illustration only.

This is a DIGITAL DOWNLOAD. No physical item will be shipped. Due to the instant-download nature, all sales are final — but if anything isn't working, message me and I'll make it right.

Compatible with Microsoft Excel and free Google Sheets. Not designed for the Numbers app or mobile-only use.

✦ HOW YOUR DIGITAL DOWNLOAD WORKS ✦

This is an instant digital download — there's nothing physical to ship. As soon as your payment goes through, you'll land on a confirmation page with your download link, and the same link arrives by email. Save the files somewhere you'll remember. If you lose the email, just message me and I'll resend it.

Open the spreadsheet in Microsoft Excel, or use the included How-to-Access PDF to copy it into free Google Sheets in one click — whichever you prefer. It's yours to reuse for as long as you need it. If anything's ever wrong with a file, message me and I'll make it right.

✦ GOOD TO KNOW ✦

• Instant digital download — no physical item ships
• Yours forever — re-download any time, reuse it year after year
• Personal use only — please don't resell, share, or redistribute the files
• Colors may look slightly different from screen to screen and printer to printer
• Because it's a digital product, all sales are final — but if something's wrong with your file, just message me and I'll fix it

© Muse & Make Co. For personal use only. Not for resale or redistribution.