Simple Budget Spreadsheet for Excel & Google Sheets

• THE SIMPLE BUDGET — one tab, three steps, zero overwhelm
• Budgeting doesn't need 20 tabs and a finance degree. This is ONE simple tab that does everything: plan your money, log what you spend, and watch it all add up by itself. If you've never budgeted before — or you've tried and quit because it got complicated — this is the one that sticks.

Works in Microsoft Excel AND free Google Sheets. Most "simple budget" templates lock you into Google Sheets only. This one doesn't — use whichever you already have.

✦ WHY YOU'LL ACTUALLY USE IT ✦

• Everything on ONE tab — dashboard, categories and transactions all on one screen
• Budget weekly, biweekly or monthly — whatever matches how you get paid
• 100% automatic — type a transaction once and every total, bar and chart updates
• Made for beginners — if you can type a number, you can use this
• Duplicate the tab for each new week or month — one purchase, reuse forever
• Use any currency
• A fully filled-in EXAMPLE tab so you never stare at a blank sheet

✦ WHAT'S ON THE BUDGET TAB ✦

• Budget Dashboard — Income, Savings, Expenses and Debt with Planned vs Actual
• Progress bar on every single category
• Left to Budget — what you haven't assigned yet
• Left to Spend — what's still in your plan
• Current Balance — live, from your starting balance
• 50-row Transaction Tracker with drop-down categories
• Planned vs Actual chart
• "Where the money goes" pie chart
• 28 starter categories — rename any of them, drop-downs update themselves
• Colour-coded: income, savings, expenses, debt

✦ WHAT YOU GET ✦

• Start Here — your 3-step setup, in plain English
• Budget — the one tab, ready to go
• Example — the same tab, fully filled in so you can see how it works
• A How-to-Access PDF with one-click Google Sheets setup

✦ HOW IT WORKS ✦1. Set it up — pick weekly, biweekly or monthly, add your starting balance2. Plan it — rename categories to match your life, type what you plan to spend3. Track it — log what you actually spend. Everything else fills itself in.

✦ PERFECT FOR ✦

Budgeting beginners · anyone who's quit a complicated budget · ADHD brains who need it simple and visual · variable or irregular income · students · couples · anyone who wants to know where their money went.

✦ GOOD TO KNOW ✦

• Instant digital download — nothing ships
• Works in Microsoft Excel (2016+) AND free Google Sheets
• Reusable forever; personal use only — please don't resell or redistribute
• Colours may vary slightly by screen
• This is an organisation tool, not financial advice

Because it's a digital product, all sales are final — but if anything's wrong with your file, message me and I'll make it right.

Thank you for supporting a small shop! ♥— Renee, MuseAndMakeCo

✦ HOW YOUR DIGITAL DOWNLOAD WORKS ✦

This is an instant digital download — there's nothing physical to ship. As soon as your payment goes through, you'll land on a confirmation page with your download link, and the same link arrives by email. Save the files somewhere you'll remember. If you lose the email, just message me and I'll resend it.

Open the spreadsheet in Microsoft Excel, or use the included How-to-Access PDF to copy it into free Google Sheets in one click — whichever you prefer. It's yours to reuse for as long as you need it. If anything's ever wrong with a file, message me and I'll make it right.

✦ GOOD TO KNOW ✦

• Instant digital download — no physical item ships
• Yours forever — re-download any time, reuse it year after year
• Personal use only — please don't resell, share, or redistribute the files
• Colors may look slightly different from screen to screen and printer to printer
• Because it's a digital product, all sales are final — but if something's wrong with your file, just message me and I'll fix it

© Muse & Make Co. For personal use only. Not for resale or redistribution.